Wednesday, December 16, 2015

Get a 10 Percent Discount on Flood Insurance

Jonet  Prevost-White (center), Stormwater operations manager, accepted on behalf of the Stormwater Division, an award from the Federal Emergency Management Agency (FEMA) for participating in the National Flood Insurance Program Community Rating System. The department qualified by undertaking a series of meaningful activities to protect residents from losses caused by flooding and exceeding the requirements for effective floodplain management. Presenting the award before City Council was Mari Radford, a mitigation planner for FEMA (second from left). Also attending were Gay Stokes, Stormwater community liaison (not pictured), Stuart Platt, DPU engineer (right), Chul Chong from the Department of Public Works (second from right) and Charles Kline from the Virginia Department of Conservation and Recreation (left).

The City of Richmond participates in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS), which currently means you can get a 10 percent discount on your flood insurance policies.

What is CRS?
CRS is a voluntary program sponsored by the National Flood Insurance Program through the Federal Emergency Management Agency (FEMA). It promotes and encourages community floodplain management activities that go above and beyond what is required.

How will this impact me?
For each specific activity the City of Richmond does to educate and reach out to citizens about the floodplain, flood prone areas, how to protect property or flood insurance, the city earn points and receives a class level. For each class level the city achieves, flood insurance policy holders receive a 5 percent discount. There are 10 class levels, 10 being the lowest with no discount. When the program began in October 2015, the City of Richmond’s flood insurance policy holders received a Class 8, meaning a 10 percent discount on their flood insurance policies. 

Where can I find out more information?
The best information can be found at Contact the Water Resources Division for the City of Richmond at 804-646-7586 to find out more about your property. An interactive FEMA floodplain map can be found on the city’s website at
Check frequently for more information as it becomes available.

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